Licensed Medicare Insurance Agents Serving Arizona  |  Call or Text: (480) 999-4409
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Social Security & Medicare 101

What every American needs to know before, during and after retirement. Plain English, no jargon, no sales pitch, with current 2026 figures.

  • When to sign up, and the penalties that catch people off guard
  • Parts A, B, C and D explained the way you would explain them to a friend
  • Medicare Advantage vs. Medicare Supplement, side by side
  • How Social Security timing affects your Medicare costs
  • What to check before Annual Enrollment (Oct 15 – Dec 7)

Written by Voss Speros, “The Greek God of Medicare,” licensed Medicare agent and founder of Speros Financial Group in Mesa, Arizona.

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Read it at your own pace, mark it up and bring your questions. When you are ready, the last page tells you exactly how to get a free, no-pressure review of your own situation with a licensed Arizona agent.

By providing your name and contact information you are consenting to receive calls, text messages, and/or emails from a licensed insurance agent at Arizona Medicare & Insurance Solutions, a division of Speros Financial Group, about Medicare plans and related insurance products at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. Message frequency varies. Msg & data rates may apply. Reply STOP to cancel, HELP for help. This agreement is not a condition of enrollment or purchase. You can revoke your consent at any time.

The person who will be discussing plan options with you is a licensed insurance agent contracted by a Medicare health plan or prescription drug plan and is not affiliated with the Federal Government. The agent may be compensated based on your enrollment in a plan.

Not affiliated with the U.S. government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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